Professional Homebuyer Survey & Valuation by RICS Chartered Surveyors in Cornwall








Our team provides RICS Level 2 Homebuyer Surveys across Marhamchurch and the surrounding Cornish countryside. Formerly known as the Homebuyer Survey and Valuation, this inspection gives you a clear picture of a property's condition before you commit to your purchase. Whether you are looking at a period cottage in the village centre or a modern home near Hobbacott Lane, our experienced surveyors deliver the detailed assessment you need. We have inspected hundreds of properties throughout North Cornwall, giving us invaluable local knowledge about the specific challenges facing homes in this area.
Marhamchurch sits just a short drive from the popular coastal town of Bude, making it an attractive location for families and retirees alike. The village features a mix of property types, from traditional Cornish cottages to converted barns and newer detached homes. With average property values ranging from £351,000 to £397,000, getting a thorough survey before you buy protects your significant investment in this competitive Cornwall market. Recent data shows prices have fallen 17-26% from their 2022 peak, making it even more important to ensure you are getting genuine value for your money.
The RICS Level 2 survey represents the industry standard for homebuyers purchasing conventional properties in the Marhamchurch area. Our chartered surveyors provide an independent assessment that helps you understand exactly what you are buying before you commit. We focus on identifying any defects or issues that could affect the property's value or require future investment in repairs and maintenance.

£351,250 - £397,000
Average House Price
£480,000
Detached Properties
£256,667
Semi-Detached Properties
£300,000
Terraced Properties
245
Properties Sold (12 months)
Our RICS Level 2 survey gives a detailed visual inspection of the property's accessible areas, highlighting defects or issues that could affect value or lead to future maintenance. We assess the roof, walls, windows, doors, plumbing, electrical systems and damp proofing, with the walls checked both internally and externally. We also look over the roof structure for any signs of damage or deterioration, and review the condition of windows, doors and joinery throughout. Every inspection is carried out in line with strict RICS methodology, so our surveys stay consistent and thorough across all properties.
In Marhamchurch we often inspect period homes and converted buildings, so we keep a close eye on the features that come with older Cornish property. Damp is a regular concern in traditional stone and cob structures, and we also assess the condition of thatched or slate roofs found on many homes here. Where a property has been extended or altered, we examine that work carefully to see whether it has been built properly and whether it affects the building's structural integrity. A good number of homes in this area have been updated over the years, and we check whether those changes meet current standards.
The Level 2 survey comes with a market valuation and an insurance reinstatement figure for the property, helping you judge the purchase price with more confidence. We rate each part of the building clearly, from "satisfactory" through to "urgent repairs needed", so it is easy to see what may need attention now and what could arise later. That can be extremely useful if there is price negotiation ahead or renovation costs to plan for. Our valuation also reflects current Marhamchurch market conditions, including the recent price adjustments across the area.
During the inspection, our surveyors use specialist equipment including moisture meters to pick up damp, and thermal imaging cameras where appropriate to spot heat loss or possible moisture penetration. We cannot move furniture or lift carpets, but within the limits of a visual inspection we work to build as full a picture of the property's condition as possible. If any part cannot be inspected, we state that clearly in the report, explain why access was not possible, and set out any recommendations for further investigation.
Source: home.co.uk
Pick the RICS Level 2 survey, then choose a date that suits you. We offer flexible appointments across Marhamchurch and the wider EX23 area. Available slots appear in our online booking system, and anyone who would rather sort it directly can speak with our team and arrange it that way.
Once booked, our chartered surveyor attends the property and carries out a careful visual inspection of all accessible areas, making notes and taking photographs as they go. We are usually on site for between 1-2 hours, depending on the size and complexity of the property, and we examine the roof space where accessible, the principal rooms, and the outside of the building. The surveyor may also ask about known issues or alterations, because that background can give useful context and help focus the inspection.
Within 3-5 working days of the inspection, we send the RICS Level 2 report by email. It includes clear ratings and recommendations, a market valuation relevant to the Marhamchurch area, an insurance reinstatement figure, and our findings from all accessible parts of the property. We use a traffic light rating system as well, which makes immediate concerns easy to spot.
The findings can shape the purchase decision, support a lower offer, or help with budgeting for repairs and improvements. If we uncover significant issues, the report gives solid evidence to take back to the seller during negotiations. Where our survey points to concerns needing deeper analysis, we can also arrange further investigations by a structural engineer or another suitable specialist.
Recent market data shows that property prices in Marhamchurch have fallen 17-26% from their 2022 peak. Against that backdrop, a Level 2 survey helps show whether the property represents real value for money and can uncover hidden defects that support further negotiation. The average home here sits around £350,000, so finding major problems after completion could be expensive. Our survey lets you move forward knowing what you are buying, or renegotiate from a stronger position if we identify serious issues.
Marhamchurch has a broad mix of homes, and that variety is well suited to a detailed Level 2 inspection. Across the village and surrounding countryside, detached family houses account for most sales, with semi-detached and terraced homes also in the local stock. Many properties date from the Georgian or Victorian periods and include traditional Cornish stone construction as well as original character features, all of which need an experienced assessment. With the average detached property in Marhamchurch at around £480,000, the cost of a survey is modest compared with the size of the purchase.
We inspect barn conversions in the Marhamchurch area on a regular basis, and they often bring a different set of issues. Converted roof spaces, modern services inserted into historic fabric, and specialist insulation requirements all need proper attention. These homes can conceal problems that only an experienced surveyor is likely to notice, from structural alterations made during conversion to damp in former agricultural buildings. Our surveyors know these properties well and understand the common defects that can appear when agricultural buildings are turned into residential use.
The presence of listed buildings in and around Marhamchurch, including the Grade II Listed Georgian rectory, means some purchases come with extra considerations. A standard Level 2 survey can still be helpful for listed property, but if we think a particularly historic or complex building would be better served by a Level 3 Building Survey, we will say so. Our approach is always matched to the specific property being bought. Repairs and alterations to listed buildings can carry particular requirements, and our survey helps make those clearer before any commitment is made.
There is some new build activity in the Marhamchurch area, including plots on Hobbacott Lane that have planning approval for new detached dwellings. Even so, a Level 2 survey can still be worthwhile on a new build, because we may identify construction defects, snagging items, or issues with fixtures and fittings that the developer should put right. New development is limited in Marhamchurch, though, and most homes here are existing properties where a survey is especially useful for uncovering age-related defects in older construction.
Across North Cornwall, including Marhamchurch, our RICS chartered surveyors have built up extensive inspection experience. We understand the pressures Cornish properties face, from coastal weather exposure to traditional building methods that are less common elsewhere. Every surveyor in our team holds full RICS membership and works to the professional standards set by the Royal Institution of Chartered Surveyors. We also take part in regular continuing professional development, so our knowledge stays up to date with changing survey standards and building regulations.
Book with us and you get a professional, unbiased assessment focused on the buyer's side of the transaction. We do not have a hidden agenda, and our reports are candid and detailed so you can make a properly informed call on one of the biggest purchases most people ever make. Our duty is to our client, not to the seller and not to any estate agent involved. We also have no ties to local property professionals that could affect our independence.

Surveying homes across Marhamchurch has given us a clear picture of the problems that recur in this part of Cornwall. A sizeable share of the local housing stock is period property, and those buildings often come with challenges linked to age and traditional construction. Stone walls may look appealing, but if the pointing has deteriorated they can be vulnerable to penetrating damp, and solid walls do not have the cavity insulation found in more modern homes. Those are the kinds of details we check carefully on every local survey.
One of the issues we most often find in Marhamchurch is trouble at roof level. Traditional slate and thatched roofs are common here, and while they add real character, they also need regular maintenance if they are to remain watertight. We look for missing or slipped tiles, damaged flashing around chimneys, and evidence of earlier repairs that may point to a continuing problem. With thatched roofs in particular, specialist knowledge matters, and we will note where a professional thatching inspection may be sensible.
Damp is a significant issue in many Marhamchurch homes, especially those with solid walls or poor ventilation. The Cornish climate, combined with coastal proximity and high rainfall, can make matters worse where maintenance has slipped. During inspection we use moisture meters to pick up elevated readings and then give clear guidance on any remedial work that appears necessary. Our report sets out the form of damp identified, whether rising damp, penetrating damp or condensation, and recommends suitable next steps.
Older Marhamchurch properties do not always have electrical and plumbing systems that meet current regulations, even where they complied at the time of installation. We carry out a visual inspection of consumer units, wiring and plumbing fittings, and we flag obvious safety concerns or dated installations. We do not carry out invasive testing, but a visual assessment will often reveal old plumbing materials, outdated electrical consumer units, or inadequate earthing that should be checked further by qualified electricians or plumbers before purchase goes ahead.
A Level 2 Homebuyer Survey covers a visual inspection of all accessible parts of the property, including the roof, walls, windows, doors, ceilings, floors, bathrooms and kitchen. We look for damp, rot, structural movement and general wear and tear, and the survey also includes a market valuation plus an assessment of the property's energy efficiency. In Marhamchurch, where older homes are common, we pay close attention to traditional features such as slate roofs, stone walls and period windows. The report uses a traffic light system for each element, so areas needing attention stand out straight away.
For standard properties, our RICS Level 2 surveys in Marhamchurch start from around £350. The exact fee depends on the size, age and construction type of the property, and larger homes or detached buildings naturally take longer to inspect, so the pricing reflects that extra complexity. With average property values in Marhamchurch around £350,000-£400,000, the survey cost is a sensible way to protect a major investment. It is a small proportion of the purchase price, but it can save thousands if problems are identified before commitment.
Even with a new build, a Level 2 survey still has real value. Newer homes tend to have fewer issues than older ones, but our inspection can still pick up construction defects, snagging items, or problems with fixtures and fittings that the developer should correct. We check that doors and windows work as they should, that fixtures are properly secured, and that the overall build reaches expected standards. Since new build activity in Marhamchurch is limited, most purchases here involve existing homes where a survey is particularly useful for uncovering age-related defects. The recent drop in property prices also makes value for money more important to pin down.
Yes, our Level 2 survey includes a detailed damp assessment, using visual inspection and moisture meters where accessible. In Marhamchurch, period homes, especially those built with solid walls or traditional construction, can be prone to damp, particularly where ventilation is poor. We identify signs of rising damp, penetrating damp and condensation, then set out clear guidance on any remedial work that may be needed. Given the Cornish climate, with high rainfall and coastal proximity, damp is a familiar issue in this area and one our surveyors are used to assessing.
Most Level 2 surveys in Marhamchurch take between 1-2 hours. The exact timing depends on the size and complexity of the property, so a smaller terraced home may take nearer an hour, while a larger detached house with several rooms and outbuildings will need longer. We allow enough time to examine all accessible parts properly. We do not rush the inspection.
If we find significant defects, we set out clear advice on both the nature of the problem and its severity. Our report uses a traffic light rating system to mark urgent issues, so it is straightforward to see what needs immediate attention. That information can then be used in discussions with the seller about repairs or a reduced purchase price. In some cases we may advise further specialist investigations, such as a structural engineer's report, especially where there are signs of subsidence or notable structural movement. We also explain what each finding is likely to mean for you as a buyer, so the decision on whether to proceed is better informed.
Yes, the RICS Level 2 Homebuyer Survey includes both a market valuation and an insurance reinstatement figure as standard. Our valuation reflects current Marhamchurch market conditions and takes account of the recent price adjustments seen locally. The insurance reinstatement figure shows what it could cost to rebuild the property from scratch, which is important for buildings insurance. We base the valuation on our knowledge of the Marhamchurch market and on recent comparable sales in the area.
We actively encourage buyers to attend the survey inspection if they want to. It gives you a chance to see issues first hand and ask questions while the surveyor is on site. Our surveyors are happy to talk through findings in plain English and point out areas of concern as they come across them. Many clients find that attending helps them understand the property more clearly and feel surer about the purchase decision.
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Professional Homebuyer Survey & Valuation by RICS Chartered Surveyors in Cornwall
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Homemove is a trading name of HM Haus Group Ltd (Company No. 13873779, registered in England & Wales). Homemove Mortgages Ltd (Company No. 15947693) is an Appointed Representative of TMG Direct Limited, trading as TMG Mortgage Network, which is authorised and regulated by the Financial Conduct Authority (FRN 786245). Homemove Mortgages Ltd is entered on the FCA Register as an Appointed Representative (FRN 1022429). You can check registrations at NewRegister or by calling 0800 111 6768.