Help to Buy Valuation Kentisbury

For anyone using the Help to Buy equity loan scheme, the next step after buying is often a remortgage, sale, or staircasing, and that means getting a valuation from a RICS registered valuer. That figure sets the current market value of your property and directly affects how much equity is owed to Help to Buy England. Our valuers in Kentisbury carry out these assessments in line with lender and scheme rules, so the process can move ahead without unnecessary hold-ups.

Accurate pricing matters in Kentisbury, especially after shifts in the local market from the 2016 peak of around £600,000. In some segments, prices have fallen by approximately 50% compared to the previous year, which makes a professional valuation important for both buyers and lenders. We inspect homes across North Devon, from traditional stone cottages to modern detached homes, and we know how conditions on the ground in Kentisbury feed into value.

Looking to staircase by buying more equity, move onto a standard mortgage product, or sell your Help to Buy property? We provide the official valuation report required for each route. Our RICS Red Book valuations are accepted by all Help to Buy agents and mortgage lenders, and we can also talk through whether a standard valuation will do the job or whether a RICS HomeBuyer Report would give you the extra detail you want.

The inspection is carried out by a RICS registered valuer visiting your Kentisbury property to look at its condition, size, and features. They take photographs and detailed notes, checking the property internally and externally where access is available. The finished report gives an independent market valuation prepared to RICS Red Book standards, as required by Help to Buy England for equity loan transactions.

• Remortgage valuations
• Staircasing valuations
• Sale valuations
• Equity loan assessments

Housing in Kentisbury reflects its rural North Devon setting, and different property types need different judgement during a valuation. Over the last year, most sales in the area have been detached homes, with an average price of £437,500, the highest among local property types. Many of these houses sit on generous plots, often with countryside views, and plenty also benefit from being close to Exmoor National Park.

More affordable stock does come up too. Terraced properties in Kentisbury average around £250,000, which can suit first-time buyers using the Help to Buy scheme. These homes are often found nearer the village centre or on the main roads towards Barnstaple, and in older terraces the usual Devon stone and render construction can have a real bearing on value, especially where maintenance or period features come into play.

Kentisbury includes everything from traditional thatched cottages to modern detached houses, including newer developments on the edge of the village. Our valuers know how these different styles are performing in the current market and can put together an accurate figure whatever the property type. We base that work on comparable sales from the EX31 postcode area and nearby North Devon locations, so the valuation reflects the market as it is, not guesswork.

Location can push values up here. Kentisbury is approximately 6 miles from the coast at Combe Martin and approximately 11 miles from the surfing beaches at Woolacombe, so homes with sea views or easy coastal access often attract a premium. Because we know the area well, we can weigh those details properly in the valuation.

North Devon is a market our valuers know well, and that includes Kentisbury and the nearby villages. A home near the coast at Combe Martin will not always be judged in the same way as one in the village centre, because the characteristics affecting value differ from spot to spot. We support our valuations with comparable evidence drawn from actual sales in the EX31 postcode area and surrounding locations, which gives a clearer picture of the Kentisbury market.

Every valuation we carry out follows RICS Red Book (Valuation Global Standards), so it meets the requirements set by Help to Buy England and major mortgage lenders. That matters, because you need the report to be accepted first time for a remortgage, staircase, or sale. Our valuers are fully qualified RICS members and have strong experience across Kentisbury and the wider North Devon property market.

Our Help to Buy valuations in Kentisbury are priced competitively, with fees starting from £350 for standard properties. We keep the pricing clear, with no hidden costs, and you will know the full amount before you book. If you are nearing the end of your Help to Buy mortgage term or planning to increase your equity stake through staircasing, our team can point you towards the valuation type that fits.