Browse 1 home for sale in PA22 from local estate agents.
The 2 bed flat sector typically includes two separate bedrooms, dedicated living areas, and bathroom facilities. Properties in PA22 span purpose-built blocks, converted period houses, and modern apartment complexes on various floors.
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Source: home.co.uk
Showing 0 results for 2 Bedroom Flats for sale in PA22.
PA22 offers a wide mix of homes, and detached properties can range from £275,000 to over £1.495 million depending on location, size, and specifications. A recent sale of a six-bedroom detached house in PA22 3AR at £1,495,000 shows just how far the top end can stretch in this scenic part of the Cowal peninsula. At the other end of the scale, more modest detached homes have changed hands for £275,000, giving buyers a way into the area without pushing their finances too hard.
Semi-detached homes in PA22 usually sit between £170,000 and £178,000, which makes them a useful starting point for first-time buyers and anyone after a well-kept home in this popular postcode. Bungalows are also in demand for single-level living, with examples from around £275,000 in places such as Colintraive. Around PA22 3AT, the Western Seaboard area has averaged £525,000 over the past year, a clear sign of the premium attached to the best sea views and easy ferry access.
Activity levels point to steady demand, with homedata.co.uk property data recording approximately 289 sales over the last twelve months and home.co.uk showing over 100 in the same period. That level of turnover suggests buyers are paying close attention to the area, helped by its landscape, community feel, and improving links to Glasgow and further afield. A 34% year-on-year price rise also shows how the Cowal peninsula is being noticed by remote workers, families, and retirees.

PA22 covers some of the most striking scenery in western Scotland, stretching across the northern Cowal peninsula with its rugged shoreline, ancient woodland, and wide-open views over the Firth of Clyde to the Ayrshire coast and Isle of Bute. The area suits people who want forests, lochs, and coastal paths on the doorstep, whether that means long walks, family days out, or simply a slower pace surrounded by nature. Being so close to the Firth of Clyde gives the area a maritime microclimate too, supporting wildlife and setting the scene for sailing, kayaking, and year-round coastal walks.
Life in PA22 is anchored by local shops, traditional pubs serving fresh seafood caught by local boats, and a steady run of community events that give the area its strong sense of belonging. Dunoon is the main service centre for the wider Cowal area, with healthcare such as a community hospital, supermarkets, and cultural spots including Castle House Museum. Across the year there is plenty going on, from summer Highland games to winter Christmas markets, and that rhythm helps make PA22 feel like a real home.
The area draws all sorts of people, from remote workers who want property prices that still connect to Glasgow, to retirees after peace and the kind of community networks that shape life in Argyll and Bute. Since the pandemic, hybrid working has pushed more interest towards places like PA22, where prices remain well below Glasgow yet the quality of life is hard to match. Plenty of residents say the Cowal peninsula gives them something city living never quite can, a stronger link to nature and a genuine sense of place.

Families in PA22 are served by a network of primary schools spread across the peninsula’s communities, while secondary education is usually centred in Dunoon at schools such as Dunoon Grammar School. Argyll and Bute Council maintains standards that meet national expectations, and the smaller class sizes common in the area often mean more individual attention and stronger pupil-teacher relationships. Many children can walk to school on safe, scenic routes, which helps build independence and community ties from an early age in a place that puts child safety and wellbeing first.
For those looking at secondary education, the local high schools offer a broad mix of subjects and extracurricular activities, and transport links help connect outlying PA22 communities to Dunoon’s school facilities. Schools in Argyll and Bute compare well in national rankings, and the smaller scale of rural education often means teachers know pupils and families personally, which can make a real difference to academic progress and confidence. Before buying, parents should check current catchments and enrolment procedures directly with Argyll and Bute Council, since boundaries can affect where children are placed.
Further and higher education can be reached by travelling to Glasgow’s universities and colleges, with ferry and rail links making day trips manageable for part-time study. Online learning has opened things up even more, so students can work towards degrees and professional qualifications while staying in PA22, whether they are school leavers living at home or adults building new skills for work. Remote workers in the area often take the same route with professional certifications and ongoing study, which fits the growing knowledge-based workforce on the Cowal peninsula.

Transport from PA22 has come on a long way, with Western Seaboard ferry services running regular crossings between McInroy's Point and Gourock and tying the Cowal peninsula into the Greater Glasgow area. From Gourock, ScotRail trains run regularly to Glasgow Central, with journey times of approximately 45 minutes to an hour depending on connections. For anyone working in Glasgow, that ferry-rail combination makes life here genuinely workable, and the views across the Firth of Clyde take some of the sting out of the daily commute.
Bus services do operate within PA22, linking communities along the peninsula, although they can be less frequent than urban routes and may need a bit of timetable planning. The A815 follows the northern Cowal coast and gives road access to the wider area, including Tighnabruaich and the southern Cowal communities. If you are flying, Glasgow International Airport is approximately 90 minutes away by road and ferry, while Glasgow Prestwick Airport gives another option for some destinations and can suit regular travellers looking for more affordable parking.
Many residents value the fact that ferry links reduce day-to-day dependence on the car, especially for Glasgow commutes and city errands. The crossing itself becomes part of the routine, creating a clear shift between work and home that feels calmer than sitting in traffic. Anyone thinking about moving to PA22 should build the ferry timetable into their working pattern, although plenty of employers are now more open to hybrid working arrangements that fit the geography of the Cowal peninsula.

A sensible first step is to look through current listings in the PA22 postcode area and see what sits within reach of your budget. With average prices around £885,000 and detached homes stretching from £275,000 to over £1.495 million, it pays to pin down your requirements early so the search stays focused. Use our property search to compare homes across several estate agents, and save anything that fits while you build a shortlist.
Once a property catches your eye, arrange viewings with local estate agents who know the Cowal peninsula market well. In PA22, many homes sit in beautiful settings and have character that photos simply do not capture, so an in-person visit matters before you make any commitment. We suggest seeing properties in different weather and at different times of day, because the coastal light and changing conditions can alter the feel of a place quite a bit.
In Scotland, sellers supply a Home Report with a single survey, an energy report, and a property questionnaire. It is worth reading this closely for every home you are seriously considering, especially the surveyor’s comments on condition and any defects that have been noted. The Home Report usually remains valid for 12 weeks and has to be made available to any serious buyer who asks for it, so you can see a professional assessment before deciding whether to offer.
If you need a mortgage, get an agreement in principle before you make an offer, because sellers in the active PA22 market often prefer buyers who can show they are ready to proceed. Scottish property deals work differently from those in England, with offers usually made through solicitors who manage the negotiation on your behalf. Your solicitor will also handle completion, including the Land and Buildings Transaction Tax calculation and registration with the Keeper of the Registers of Scotland.
Once the transaction completes, our solicitors will carry out searches, deal with the LBTT calculation, and register your ownership with the Keeper of the Registers of Scotland. Allow for solicitor fees of £500 to £1,500 depending on complexity, plus disbursements for searches and registration fees. Buildings insurance needs to start from the completion date, and removal arrangements should be sorted well ahead of time, as the coastal setting can affect access times and costs.
PA22 includes traditional stone-built homes that reflect the Highland and Island construction heritage of Argyll and Bute, alongside newer developments and timber-framed houses built throughout the twentieth century. When viewing, look at the age of the building and any signs of weather-related wear, since coastal and rural properties can take a battering from Atlantic weather systems. Stone construction usually holds up well in the Scottish climate when it has been maintained properly, but pointing condition, damp proof course presence, and roof covering age all need a close look.
The marine setting of the Cowal peninsula brings its own issues for buyers, especially the upkeep of external timbers, window frames, and structural elements exposed to salt-laden winds. Homes with sea views or higher ground often command a premium, though they can also mean higher heating costs and more frequent maintenance. When checking the Home Report, focus on the surveyor’s comments about structural elements, roof condition, and any signs of water ingress or damp penetration, as these can crop up more often in exposed coastal locations.
Access should be checked carefully before buying in PA22, because some homes rely on private roads, shared driveways, or unsurfaced tracks that all users may have to help maintain. Single-track roads with passing places are common across the peninsula, so it is important to understand your rights and responsibilities before you commit. Our solicitors can advise on recorded rights of way, maintenance obligations, and what shared access means for the particular property you are buying.
Current listings data puts the average house price in PA22 at approximately £885,000. Prices have climbed sharply, with detached homes ranging from £275,000 to over £1.495 million depending on size, location, and condition, while semi-detached properties usually sell between £170,000 and £178,000. In PA22 3AT, the average is around £525,000, which reflects the premium for convenient ferry access and coastal views.
Argyll and Bute Council sets the council tax bands for PA22, with bands running from A through to H depending on property value. To check the band for a specific home, use the Scottish Assessors Association website or speak to Argyll and Bute Council directly. Those bands affect annual council tax bills and can vary a good deal between similar properties with different conditions or recent alterations, so checking before you buy helps you budget properly for the ongoing cost of owning a home here.
Primary education in PA22 is provided through community schools serving local villages and settlements, while secondary education is centred in nearby Dunoon at Dunoon Grammar School and other facilities maintained by Argyll and Bute Council. Schools in Argyll and Bute benefit from smaller class sizes and committed teaching staff, and they consistently meet national standards while giving individual attention that larger urban schools may struggle to match. Parents should check current school catchments and enrolment criteria with Argyll and Bute Council, because catchment boundaries decide placement eligibility and can shape which homes work best for family buyers.
PA22 links into Glasgow through the Western Seaboard ferry service from McInroy's Point to Gourock, with ScotRail trains running from Gourock to Glasgow Central in approximately 45 to 60 minutes. Local bus services also connect communities across the peninsula, though the less travelled routes can be infrequent and it pays to plan around the timetable if commuting regularly. For many professionals, the ferry-rail combination makes Glasgow realistic while still living in PA22, and the crossing gives a useful break between work and home life.
The PA22 property market has posted strong growth, with prices up 34% year-on-year, reflecting rising demand for scenic Scottish locations that still offer fair value compared with major cities and sensible transport links. Buyers here are often looking for a lifestyle change, remote work space, or a retirement move, so demand comes from several directions at once. Like any purchase with investment in mind, you should look at rental yields, local demand, and the scope for capital growth against your own circumstances and goals, and take professional advice before putting significant capital on the line.
Scotland uses Land and Buildings Transaction Tax, or LBTT, instead of stamp duty, and the rates begin at 0% for the first £145,000 of the purchase price. On a typical PA22 property priced at £885,000, the LBTT would be approximately £28,310 after applying the thresholds at 2%, 5%, and 10% across the relevant portions of the price. First-time buyers in Scotland do not receive extra relief beyond the standard LBTT thresholds, although your solicitor will work out the exact figure from your purchase price and circumstances.
When you view property in PA22, keep an eye out for weather-related wear because the coast can be hard on homes, especially roof coverings, pointing in stonework, and the condition of window frames and external timbers. The marine environment brings maintenance issues that are less common in more sheltered places, so it helps to understand how exposed the property is to prevailing winds and salt spray before you buy. Our solicitors can also advise on access arrangements, rights of way, and any recorded maintenance obligations that affect the property, so you have the full picture before completing the purchase.
From £350
A full inspection of the property condition, highlighting defects and any repairs needed before purchase
From £450
A thorough structural survey giving detailed analysis of property condition and construction
From £80
Energy Performance Certificate required for all property sales in Scotland
From 4.5% APR
Compare mortgage deals from leading lenders for your PA22 property purchase
From £499
Expert solicitor services to handle your Scottish property transaction
Buying in PA22 means factoring in Land and Buildings Transaction Tax, or LBTT, which applies to all Scottish property purchases and replaces the stamp duty system used in England and Wales. On a typical property at the PA22 average price of £885,000, the LBTT calculation would be £0 on the first £145,000, plus £2,100 on the portion between £145,001 and £250,000, plus £5,845 on the portion between £250,001 and £325,000, plus £5,600 on the portion between £325,001 and £525,000, plus £14,765 on the portion between £525,001 and £885,000, making approximately £28,310 in LBTT. Our solicitor will calculate the exact amount due from your purchase price and circumstances before you move forward with the transaction.
Beyond LBTT, you will need to budget for solicitor fees, usually £500 to £1,500 depending on complexity, plus disbursements for searches and registration with the Keeper of the Registers of Scotland. If you are borrowing, a mortgage arrangement fee may also apply, often between £500 and £2,000 depending on the lender and product you choose. Moving costs, any furniture or renovation work, and buildings insurance from the completion date should all sit in the budget as well.
Our team can put you in touch with trusted conveyancing specialists who know Scottish property transactions well, so the legal work is handled properly throughout your purchase. Before you commit, your solicitor will give you a clear breakdown of all costs, which helps you budget accurately for a move to PA22 and avoid unwanted surprises during what is already a complex financial transaction. Sorting your budget early gives you a stronger position when you start negotiating on homes in this competitive market.
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This calculator provides estimates for illustrative purposes only and does not constitute financial advice. Your home may be repossessed if you do not keep up repayments on your mortgage. Estimates based on 4.5% interest rate, repayment mortgage. Actual rates depend on your circumstances.
Homemove is a trading name of HM Haus Group Ltd (Company No. 13873779, registered in England & Wales). Homemove Mortgages Ltd (Company No. 15947693) is an Appointed Representative of TMG Direct Limited, trading as TMG Mortgage Network, which is authorised and regulated by the Financial Conduct Authority (FRN 786245). Homemove Mortgages Ltd is entered on the FCA Register as an Appointed Representative (FRN 1022429). You can check registrations at NewRegister or by calling 0800 111 6768.