Expert HomeBuyer Reports for Speyside properties in the AB38 postcode








The AB38 postcode covers Aberlour and the surrounding villages of Speyside, where average house prices have risen sharply to £277,260, a 32% increase on the previous year. Buying in this market means acting quickly, but a RICS Level 2 Survey gives you an independent, expert assessment of the property's condition before you commit to the purchase. Our traffic light rating system shows you precisely where defects exist and how serious they are.
Our chartered surveyors inspect every accessible and visible part of the property, covering the roof structure, external walls, floors, windows, drainage, and services. Each element is assigned a condition rating: 1 for satisfactory condition, 2 for defects that need monitoring or attention, and 3 for serious defects requiring urgent action. The full written report reaches you within three to five working days of the inspection.
Aberlour and the villages within the AB38 postcode contain a significant proportion of traditionally built stone properties, many of which date from the Victorian era and earlier. Our surveyors understand the construction methods common to this part of Moray and Speyside, from solid stone walls with lime mortar to traditional slate roofs, and can identify the defect patterns that appear most frequently in these property types.

£277,260
Average House Price
£351,767
Detached Average
Last 12 months
£179,538
Semi-Detached Average
Last 12 months
£147,458
Terraced Average
Last 12 months
971
Properties Sold
AB38 last 12 months
Our RICS Level 2 Survey, formerly sold as the HomeBuyer Report, looks at all visible and accessible parts of a residential property. We inspect methodically in line with the RICS Home Survey Standard, then set out condition ratings for each element and point out any concerns in straightforward, plain English.
Outside, we examine chimney stacks, roof coverings, rainwater pipes and gutters, main walls, windows, and external doors. Inside, we look over roof structures, ceilings, walls, floors, fireplaces, and built-in fittings. We also make a visual check of the gas, electrical, water, and drainage services, noting any obvious issues that need specialist follow-up. The report finishes with legal and other matters for your solicitor to check, including apparent boundary disputes or signs of alterations that may need building regulation sign-off.

Source: home.co.uk and homedata.co.uk data for AB38 postcode, last 12 months.
AB38 centres on Aberlour, a Speyside village on the banks of the River Spey, and also takes in Craigellachie, Rothes, Archiestown, plus a spread of smaller settlements. This is rural Moray, and the local housing stock shows that long history clearly, with many properties dating from the Victorian era or earlier. In the AB38 market you will find stone-built villas, traditional Scottish townhouses, former farm cottages, and converted distillery buildings.
In this part of Scotland, traditional construction usually means solid stone walls built in local granite or sandstone, often finished externally with harling or lime render. Roofs are generally pitched and covered in natural slate, with lead valleys and flashings where roofs meet walls. It is an older form of construction, from before cavity wall methods became standard from the mid-20th century onwards, so it needs assessing on its own terms. Solid stone walls handle damp very differently from modern cavity walls, and failing pointing or damaged harl can let in penetrating damp that may not be clear from an internal inspection alone.
AB38 is not made up only of older houses. There is also post-war housing from the 1950s through to 1980s, usually built with cavity masonry construction. More recent infill schemes and rural new builds tend to be timber frame, now the dominant construction method for new housing in Scotland. For post-war cavity wall homes and newer timber frame properties, a RICS Level 2 Survey is normally suitable. Traditionally built stone homes are different, and a RICS Level 3 Building Survey is usually the better fit because it goes further into the complexities of older construction.
Price growth in AB38 has been strong. Average prices are up 32% year-on-year to £277,260, which is also 21% higher than the 2021 average of £228,209. Much of that rise mirrors wider rural Moray trends and stronger demand from buyers looking for Speyside property. With only 971 sales recorded in the last 12 months across the AB38 postcode, it remains a relatively thin market, and the condition of an individual property can make a real difference to the price it can achieve.
Only 971 transactions in the last 12 months means buyers in AB38 are often chasing a limited pool of homes. That can make skipping a survey feel tempting. We would still be cautious, because the age and construction mix across Speyside makes an independent inspection especially useful. Plenty of houses here come with maintenance issues that do not show up at a viewing and never appear in the estate agent's marketing.
The mortgage lender's valuation will almost always happen before the purchase completes, but it does not protect you. Its purpose is simply to confirm that the property is worth the agreed price as security for the lender. Our RICS Level 2 Survey is ordered by you, paid for by you, and prepared for you. The surveyor's professional duty is owed only to you, so the report sets out everything they find, including defects that might change your view on buying or alter the price you are willing to pay.
Homes close to the River Spey and its tributaries within AB38 may carry a flood risk, and that is something to check before you commit to the purchase. We note any signs of previous flood damage and flag properties that fall within flood risk zones, so you have a clear basis for checking flood risk assessment data and reviewing building insurance availability before going ahead.

A large share of properties in the AB38 postcode are traditionally built stone houses from before 1919. In those cases, a RICS Level 2 Survey may not go far enough. The RICS Level 3 Building Survey is intended for older properties, homes in unusual condition, and properties that have been significantly altered. During the booking process, we will tell you plainly if the home you are buying is better suited to a Level 3 rather than a Level 2. As a rule, properties on the Historic Environment Scotland register, homes within the older cores of Aberlour or Craigellachie, and converted agricultural buildings should start with a Level 3 survey.
Our surveyors see the same broad patterns again and again in older stone-built properties across Speyside during RICS Level 2 and Level 3 inspections in AB38. Knowing about those issues in advance helps buyers ask sharper questions, and makes the survey findings easier to place in context.
Damp is the issue we flag most often in traditionally built properties in this part of Scotland. Solid stone walls do not have a cavity, and they depend on their own mass to manage moisture. Once external pointing starts to fail, or the harled render cracks, rainwater can pass straight through the wall face. Inside, that may show up as damp patches, peeling plaster, or efflorescence at low level. We separate penetrating damp through the walls from rising damp from the ground and from condensation linked to poor ventilation and heating, because each one points to a different remedy.
Roof coverings deserve close attention in AB38, especially slate. Natural Welsh or Scottish slate can remain serviceable for well over 100 years when it is in good order, yet the fixings and the sarking below may still be nearing the end of their useful life even where the slates themselves appear sound. Lead valleys and flashings around chimneys and dormer junctions are frequent weak spots. We check internal roof timbers for water ingress, rot, and insect damage, and we inspect the external covering as fully as access permits.
Timber problems are another regular finding in older AB38 property, including woodworm, wet rot, and dry rot. Ground floor timbers are often most vulnerable where there is not enough underfloor ventilation. We use a moisture meter on floor and structural timbers, then flag any areas that need closer investigation by a specialist timber treatment contractor.
Our surveyors will recommend the most appropriate survey level based on the property address and age when you contact us.
Send us the property address and your purchase details using our online quote form. We return a fixed price within minutes, with no obligation to book.
Once the booking is confirmed, we arrange access with the selling agent or the seller. In AB38, our surveyors can usually attend within three to five working days of instruction.
We then carry out the on-site inspection. A RICS-qualified surveyor will spend two to four hours at the property in most cases, depending on its size and condition. If you want to come along for the final part of the visit, that is fine with us.
After the inspection, we send the written report by email within three to five working days. Once you have had a chance to read it, our team can talk through the findings and explain the condition ratings in plain language.
Our AB38 surveyors are RICS-qualified chartered surveyors who know the rural Moray and Speyside market well. They inspect homes across Aberlour, Craigellachie, Rothes, and nearby villages, with experience of the full spread of local property types, from traditional stone-built cottages to modern detached houses on the edges of established settlements.
Every RICS Level 2 Survey we complete in AB38 follows the RICS Home Survey Standard. That gives you a consistent format, a clear method, and a duty of care owed directly to you as the buyer. It also makes the report easier to use, because you can quickly see which defects need urgent action and which are better monitored over time.
Once the report has landed, we are still available. Our team can arrange a post-report call to go through the findings with you. Where the survey points to the need for specialist advice, such as a structural engineer for movement, a damp specialist for ongoing moisture issues, or a timber treatment contractor for rot or woodworm, we can explain what sort of follow-up investigation is appropriate and what it is likely to involve. That aftercare is included as part of our standard service, with no extra cost.

Prices for our RICS Level 2 Surveys in AB38 start from £299 for smaller properties. The fee depends on the property size and the purchase price. For a semi-detached home around the AB38 average of £179,538, you would usually expect a cost of about £350 to £430. For a detached property around the local average of £351,767, the typical fee is £450 to £580. You can get an exact figure straight away through our online quote tool, with no obligation to proceed.
That comes down to the age and construction of the property. A RICS Level 2 Survey is generally the right choice for post-war cavity masonry homes and modern properties in AB38. For traditionally built stone houses from before 1919, which form a notable part of the AB38 housing stock, we would usually point you towards a RICS Level 3 Building Survey instead. Solid stone walls, lime mortar, and slate roofs need a more detailed investigation than Level 2 is designed to give. Send us a quote request and we can advise on the right level.
For a RICS Level 2 Survey in AB38, the on-site inspection usually takes two to four hours. A smaller terraced home measuring 70 to 90 square metres will often take about two hours. A larger detached house of more than 150 square metres may need three to four hours on site. After that, we prepare the written report and send it by email within three to five working days. We will notify you when it is ready to download.
The AB38 area includes homes beside the River Spey and its tributaries, and in some locations the river flood risk is material. Our surveyors look for visible signs of past flooding, including tide marks, damaged plaster at low level, or replacement floor coverings. We flag properties that sit in known flood risk zones and advise you to check the Scottish Environment Protection Agency flood maps and obtain a building insurance quote before exchange. Flood risk can affect insurability and mortgage availability alike, so it is sensible to get that information early.
That 32% year-on-year rise in AB38 prices points to strong demand across Speyside. In a rising market, buyers can feel pushed into moving quickly and dropping conditions. The problem is that much of the AB38 housing stock is older, and hidden defects can still lead to substantial repair bills that do not shrink just because values are rising. A survey costing a few hundred pounds may uncover issues that cost thousands to put right. In any market, buying without an independent survey means accepting unknown liabilities.
You can attend the inspection if you want to, although there is no requirement to do so. Many buyers prefer to meet the surveyor for the final 20 minutes, ask questions, and have any issues pointed out on site. We explain what we have found in clear language and make the significance of any defects easy to follow. If you cannot attend in person, the written report sets everything out in detail and our team can talk you through the main points on a follow-up call.
AB38 includes some unusual buildings, among them former distillery workers' cottages, converted agricultural buildings, and properties linked to the Speyside whisky trade. Those homes can involve non-standard construction, unusual layouts, or surviving industrial features such as old kilns or malting floors folded into residential conversions. In that kind of case, a RICS Level 3 Building Survey is more suitable than a Level 2. It gives the extra depth needed for non-standard construction and includes the surveyor's opinion on how any defects found should be addressed.
Our full range of property surveys covering AB38 and Moray
From £499
This is the most detailed survey option, and we usually recommend it for stone-built, older, or non-standard properties across the AB38 area.
From £79
Energy Performance Certificate for AB38 properties, required for all sales and lettings in Scotland.
From £69
Gas safety inspection and CP12 certificate for properties in the AB38 area with gas installations.
From £149
Full electrical condition assessment for AB38 properties, especially useful for older Speyside homes.
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Expert HomeBuyer Reports for Speyside properties in the AB38 postcode
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Homemove is a trading name of HM Haus Group Ltd (Company No. 13873779, registered in England & Wales). Homemove Mortgages Ltd (Company No. 15947693) is an Appointed Representative of TMG Direct Limited, trading as TMG Mortgage Network, which is authorised and regulated by the Financial Conduct Authority (FRN 786245). Homemove Mortgages Ltd is entered on the FCA Register as an Appointed Representative (FRN 1022429). You can check registrations at NewRegister or by calling 0800 111 6768.