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Search homes new builds in KA27. New listings are added daily by local developer agents.
Three bedroom properties represent a significant portion of the KA27 housing market, offering space for families with multiple reception rooms and gardens in many cases. Browse detached, semi-detached, and terraced options ranging across new residential developments.
£320k
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1
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Source: home.co.uk
Showing 6 results for 3 Bedroom Houses new builds in KA27. 1 new listing added this week. The median asking price is £319,998.
Source: home.co.uk
Detached
3 listings
Avg £361,667
Semi-Detached
2 listings
Avg £259,998
Terraced
1 listings
Avg £340,000
Source: home.co.uk
Source: home.co.uk
Island homes in KA27 sell across a broad range, shaped by exact location, property type and the view from the windows. Recent sales show the spread clearly, a detached bungalow in Lamlash sold for £245,000 in December 2025, while a substantial detached house in Whiting Bay, in a premium position, reached £415,000. At the top end, a detached house in King's Cross changed hands for £561,000 in November 2025, so the market does cater for several price points.
Detached houses, semi-detached homes, bungalows and terraced cottages all feature in KA27, with new build stock appearing too. One stand-out scheme is Bramble Wynd in Kilmory, where seven exclusive detached three-bedroom homes look out over the Firth of Clyde. There is also a building plot with full planning permission on Shore Road in Whiting Bay, set to become a four-bedroom detached villa with multiple reception rooms. Availability shifts quickly, and local estate agents who know Arran well can help us make sense of the pace.
Much of the island’s older housing stock is stone-built, using local materials and building methods rooted in Scottish island tradition. Those homes are often solidly made, though they can bring maintenance issues that are best checked by a professional before purchase. Along the coast, salt weathering is another factor, and Atlantic conditions can be hard on external surfaces and finishes.

For many buyers, the draw of the Isle of Arran is simple, it offers a quality of life that feels a world away from city pressure. Around 4,660 residents live here, and that smaller population gives the island its close-knit feel, where people tend to know one another and local events pull the community together through the year. Scotland in miniature is the phrase often used, with mountains, moorland, beaches and forests all within reach. From a morning walk on the shore to a weekend in the hills, the landscape shapes everyday life.
Each of the main settlements in KA27 has its own character and its own practical advantages. Brodick is the island’s hub, with the Co-op supermarket at KA27 8AG, local shops, cafes and the ferry terminal for Ardrossan. Lamlash feels quieter, with a sheltered bay and easy shore walks. Whiting Bay has a welcoming community and useful local facilities, including a primary school and convenience stores. Smaller places such as Lochranza, Catacol and Shiskine are calmer still, but basic services remain within reach.
Tourism and hospitality underpin much of the local economy on the Isle of Arran, which is hardly surprising given the scenery, outdoor pursuits and heritage attractions on offer. That brings work in catering, retail and visitor services, while North Ayrshire Council provides public sector jobs too. We also see plenty of residents mixing local employment with remote working, helped by broadband that now reaches most parts of KA27. The island has a lively artistic scene, with galleries, craft shops and regular events that celebrate Arran’s cultural heritage.

Schools across the KA27 postcode area are supported by local communities as well as North Ayrshire Council. Primary education is available in several parts of the island, including Brodick, Lamlash, Whiting Bay and other settlements, so younger children do not have far to travel. Small class sizes allow teachers to give each pupil more direct attention. Strong parental involvement and community backing also help create a positive atmosphere in many of the island’s primary schools.
Arran High School in Brodick provides secondary education for students from across the island. Its curriculum covers standard academic subjects, practical courses and vocational options, so pupils can follow different interests and career paths. There is sixth form provision too, which means students can stay on Arran for advanced qualifications rather than heading to the mainland. Some families do choose boarding schools on the mainland, but the local secondary offer is well regarded for those who remain.
Nurseries and preschool groups operate in the main settlement areas, giving families early years and childcare options across the island. Working parents value these services, although availability can move up and down with the tourism season. For children living in more remote parts of KA27, the local authority arranges school transport, with buses running from properties that are beyond walking distance of the nearest school. We would advise parents to speak to North Ayrshire Council for the latest on catchment areas, admission policies and any waiting lists for popular year groups.

The island setting shapes travel on Arran, with the ferry service acting as the vital link between residents, visitors and the mainland. Sailings run from Ardrossan on the Ayrshire coast to Brodick, with regular departures through the day and into the evening. Crossing time is around 55 minutes, and both foot passengers and vehicles are carried. That makes mainland commuting possible, though it is slow, typically taking 2-3 hours each way for trips to Glasgow or other major cities.
A network of bus services links the main settlements along the coastal road within KA27. These routes are important for residents without cars, connecting villages such as Lamlash, Whiting Bay and Lochranza with Brodick and the ferry terminal. The road network is generally sound, although the coastal road narrows in places and calls for care behind the wheel. Most people still depend on private cars for day-to-day travel, and parking is usually straightforward in the villages. Cyclists have a choice of tough mountain climbs and more relaxed coastal routes.
Glasgow and Prestwick are the nearest regional airports for anyone considering air travel, both reached via the ferry and road links from Arran. From Brodick to Glasgow airport, the journey usually takes around 2 hours including the ferry crossing. Some residents keep a mainland base for work while still living on the island, taking advantage of the flexibility remote working can offer. Before buying in KA27, it pays to think through the logistics carefully, especially if regular commuting or dependable family and work connections matter.

Before travelling to the island, explore current listings online to understand property types, prices, and availability across different settlements. The island market moves differently from mainland areas, and understanding the seasonal nature of property listings can help you plan your search effectively. homedata.co.uk shows around 4,060 properties have sold in the KA27 postcode historically, providing a useful reference for pricing expectations.
Schedule viewings with local estate agents who know the Arran market intimately. A property viewing trip should include time to explore different villages, check local amenities, and get a feel for the community atmosphere in each area. Consider staying overnight to experience what daily life is really like on the island before making any commitment.
Contact a mortgage broker to obtain an agreement in principle before making an offer. Island properties may have specific lending considerations, and having your finances confirmed strengthens your position when negotiating with sellers who may receive offers from cash buyers. Some lenders have specific policies regarding island properties that your broker can advise on.
Properties on Arran include older stone buildings and coastal properties that benefit from professional surveys. A Level 2 Home Survey checks for defects common in traditional construction and coastal exposure, providing essential information before purchase. Given the age of many properties in KA27 and the island's exposure to Atlantic weather, a professional survey is particularly valuable for identifying maintenance needs and potential structural concerns.
Choose a solicitor experienced in Scottish property transactions to handle the legal side of your purchase. They will handle searches, title checks, and registration with Registers of Scotland. Allow extra time for the process as island transactions may involve additional logistics and coordination with mainland offices.
Once all checks are complete and finances are confirmed, you can proceed to completion. Plan your move carefully, accounting for ferry timetables and any need to transport belongings by boat if you are moving from the mainland. Booking ferry crossings for vehicle transport in advance is recommended, particularly during busy summer periods.
Traditional Scottish construction is common on the Isle of Arran, with stone walls, rendered exteriors and solid floors often found in older homes rather than on modern mainland builds. A fair share of the KA27 housing stock falls into this category, and older properties may still have original windows, dated electrical systems and traditional heating arrangements that need updating. A full survey matters here, so that maintenance issues or structural concerns can be picked up before purchase. Properties near the sea may also show salt weathering, and external surfaces can need more frequent care.
Buyers in KA27 do need to think about flood risk and coastal erosion, given the island’s place in the Firth of Clyde and its exposure to The Irish Sea. Clifftop homes, properties near burns and low-lying coastal addresses deserve extra attention during survey and due diligence. Serious flooding is not common, but climate change may alter the picture for coastal areas, so it is wise to understand the specific risks attached to the property you choose. Your solicitor should run the right searches for flood risk, and a survey will look for signs of previous water damage or damp penetration.
Tenure in KA27 varies. Most houses are sold freehold, although some flats and cottages may come with leasehold or commonhold arrangements. We always recommend checking the terms of any lease, including ground rent, service charges and any limits on use or alterations. Conservation areas and listed buildings on Arran can also bring planning restrictions, especially where external changes are concerned. If a renovation project is on the cards, speak to the North Ayrshire Council planning department about the constraints before you commit to buy.
Jobs on the island are spread across several sectors, from the Co-op in Brodick to care roles through home care providers, and hospitality work through the tourism season. North Ayrshire Council also advertises posts, including Modern Apprentice roles, with positions in the KA27 8DA area. Looking at employment prospects that match your skills can help you judge whether island living is workable before you buy property in KA27.

Specific overall average house prices for the KA27 postcode area are not formally published, but recent sales data provides useful guidance. Detached bungalows in areas like Lamlash have sold for around £245,000, while detached houses with premium positioning in Whiting Bay achieved approximately £415,000. Higher-value properties have sold for over £560,000 in sought-after locations like King's Cross. The market offers properties across a wide price range, from terraced cottages around £143,500 to substantial family homes exceeding £500,000, so buyer expectations can be met at various price points depending on location and property type.
Properties in KA27 fall under North Ayrshire Council administration. Council tax bands in Scotland are assigned by the Assessor and are based on the rateable value of the property as of April 1991. To find the specific band for a property you are considering, you can check the Scottish Assessors Portal or contact North Ayrshire Council directly. The council provides online search facilities where you can look up any property by address or postcode to confirm its council tax band and estimated annual charge. Budgeting for these ongoing costs is an important part of understanding the full cost of ownership in KA27.
The island has several well-regarded primary schools serving different communities, including schools in Brodick, Lamlash, and Whiting Bay. Arran High School in Brodick provides secondary education for all island students and offers sixth form provision for those staying on after Standard Grades or National qualifications. Schools on Arran benefit from smaller class sizes and strong community involvement, which parents frequently cite as advantages over larger mainland schools. For the most current information on school performance and admission arrangements, check the North Ayrshire Council education pages or the Education Scotland website for inspection reports.
The island is connected to the mainland by ferry from Brodick to Ardrossan, with crossings taking approximately 55 minutes. Within KA27, bus services operate along the coastal road connecting major settlements, though frequency may be limited outside peak tourist season. Most residents rely on private cars for daily transport, and having a vehicle is generally considered essential for island living. The ferry service means that travel to Glasgow is achievable in around 2 hours each way, making occasional commuting possible though not practical for daily travel.
Property on the Isle of Arran has historically held its value well, supported by limited supply, consistent demand from buyers seeking island lifestyle, and strong tourism interest. Holiday let potential exists for properties in good locations, though recent regulatory changes affecting short-term lets require consideration. The island community tends to be supportive of long-term residents rather than purely investment buyers, so purchasing with genuine intent to live in or regularly use the property is generally better received. Capital growth potential should be considered alongside personal usage plans rather than as a standalone investment strategy.
Stamp Duty Land Tax (SDLT) applies to property purchases in Scotland, and the thresholds differ from England. As of 2024-25, there is no SDLT on the first £250,000 of the purchase price, with 5% charged on the portion between £250,001 and £925,000. Higher rates apply for more expensive properties. First-time buyers in Scotland benefit from relief on the first £425,000, paying 5% only on the amount between £425,001 and £625,000. Your solicitor will calculate the exact SDLT due when you purchase and submit the return to Revenue Scotland on your behalf.
The island's coastal position means that flood risk and coastal erosion are relevant considerations, particularly for properties in low-lying coastal areas or on cliff tops. Your solicitor should conduct appropriate drainage and environmental searches as part of the conveyancing process. The presence of older stone construction is common throughout KA27, and properties may have traditional features that require specialist maintenance rather than standard modern approaches. Properties near the sea may experience higher maintenance costs due to salt weathering and exposure to Atlantic weather systems.
From 4.5%
Expert mortgage advice from qualified advisors
From £499
Specialist solicitors for your KA27 purchase
From £400
Professional property surveys for Arran homes
From £60
Energy performance certificates for KA27 properties
Buying in KA27 means taking a close look at the full cost, not just the asking price, so that the move to the island is budgeted properly. Scotland uses Land and Buildings Transaction Tax rather than Stamp Duty Land Tax (SDLT), with the starter rate set at 0% on the first £250,000 of the purchase price. On a typical KA27 property priced around £300,000, SDLT would be about £2,500, based on 5% on the £50,000 above the £250,000 threshold. First-time buyers have a higher relief band, with the nil rate band extended to £425,000, so properties up to that level incur no SDLT for first-time purchasers.
Solicitor fees also need to be built into the budget, and they usually sit somewhere between £500 and £1,500 depending on the property value and the complexity of the deal. Survey costs matter too, with RICS Level 2 Home Surveys generally costing £400 to £800 for standard residential properties in the KA27 area, though larger or more complex homes can cost more. Leasehold purchases may bring ground rent and service charge obligations, which your solicitor will talk through. Moving to an island home can also mean higher removal costs, because ferry charges for transporting belongings add to the bill compared with mainland moves.
Other items to factor in are Land and Buildings Transaction Tax (LBTT) equivalent searches, registration fees and any indemnity insurance your lender asks for. Properties in conservation areas or listed buildings may need extra survey work as well. It is sensible to put aside a contingency fund of around 5-10% of the purchase price for surprises that emerge during conveyancing. When you instruct them, your solicitor will set out the likely costs in detail, and we recommend getting quotes from several providers so you can compare pricing for your KA27 purchase.

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This calculator provides estimates for illustrative purposes only and does not constitute financial advice. Your home may be repossessed if you do not keep up repayments on your mortgage. Estimates based on 4.5% interest rate, repayment mortgage. Actual rates depend on your circumstances.
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